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Melio is a B2B payments platform with free invoicing and payment links, free bank payments, AI bill capture, the Agent Mel AI assistant and QuickBooks and Xero sync; Xero is acquiring Melio.
Updated Oct 13, 2026
Pricing Freemium
Rating No reviews yet
Standout Features
Key Features
What is Melio?
Melio (now at melio.com) manages payables and receivables from one account.
Melio is a free-to-start AI invoice generator and payments tool for small businesses.
Use Cases
Small business AR and AP
Contractors
Accounting firms
Workflow
Sign up free.
Create an invoice or payment link.
Send it.
Receive bank or card payment.
Pros & Cons
Pricing
Invoicing free on all plans; first 90 days free on paid plans.
Who is it for
Real experiences from people who use Melio. Share yours to help others choose the right tool.
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